You've made the decision to buy a first home or trade-up to larger digs for the growing family. Or, as in my case, I'm in the hunt for a home after moving from Oklahoma to North Carolina. At any rate, I can tell you that the focus on shopping for a mortgage is every bit as important as finding the right house to buy.
In 2016-2107 home construction is projected to rise with housing prices going up. Mortgage rates will also rise as a byproduct of the Federal Reserve tightening credit.